Goal

Help you walk into an accountant meeting organised and clear so they can give proper advice and so your OnlyFans income is recorded in a way that makes sense for where you are and where you want to go. This is general guidance only and not formal tax advice.

The three things your accountant cares about

Every accountant has a different style but they usually want to understand three basic areas.

Income sources

Where the money comes from, how often it comes in and what platforms or accounts receive it.

Expenses

What you are spending to keep the creator side running and what is clearly related to the work.

Structure

Whether you are operating as an individual, partnership or something else and what that means for records.

Everything you prepare before your meeting should make these three areas simple to see.

Income records to bring

Start with a clean list of what comes in from your creator work. At a minimum have:

OnlyFans payout history exported or captured for the year or period you are working on.
Any other platforms where you receive related income such as clips, customs or tips outside the main platform.
Bank statements or transaction history that show where payouts landed.

If you use different bank accounts or payment services, list them clearly so your accountant is not guessing which deposits belong to your creator work.

Expenses to list and label

Many creators leave money on the table by not tracking the costs that support their earning. Before your meeting, go through your statements and pull out anything that clearly links to your creator activity.

Common expense areas

Equipment such as phones, cameras, lights and related repairs.
Software and apps used to store, edit or send content and messages.
Subscriptions that relate to your creator brand or page.
Props, outfits and styling that are bought for content.
Part of internet and phone costs where you use them for creator work.

How to present them

Export or download your bank and card statements for the period.
Highlight or list the items that are clearly linked to the creator side.
Make a simple summary by category so your accountant has a quick view and can then ask follow up questions.

If you are unsure whether something is a valid expense, add it to a separate list and ask during the meeting instead of hiding it.

Details about how you actually work

Numbers are only part of the picture. It helps to give your accountant a short, clear description of how your OnlyFans is run.

Rough number of hours you put into filming, planning and admin in a typical week.
Whether you have a management team involved and how revenue is split.
Whether you have staff or contractors to pay such as editors or photographers.
Any agreements, contracts or written revenue share you have in place.

This context makes it easier for them to decide what structure fits you best now and what might need to change as income grows.

Basic structure information to know

Before you go in, be clear on how you are currently set up, even if it is simple.

Whether you are currently acting as an individual in your own name.
Whether the creator work is part of an existing business or partnership.
Whether you have separate accounts already or everything runs through your personal ones.

You do not need to know the right structure. That is what your accountant is for. You just need to explain how it actually looks in real life so they can give advice that fits.

Simple record keeping habits to mention

Let your accountant know what systems you already use, even if they are basic, so they can suggest improvements that are realistic.

Whether you use any spreadsheets or apps to track income and expenses.
How often you currently save screenshots or export reports from platforms.
Whether you keep digital copies of invoices or receipts for bigger purchases.

If everything is still in your camera roll and email, be honest about it. It is better they know the real starting point.

Questions you can bring to the meeting

Walking in with questions helps keep the meeting focused and makes it easier to get value from the time.

Income and tax

Ask how you should treat creator income for tax, how to handle revenue shares and what to put aside so you are not surprised later.

Expenses and records

Ask which types of expenses they see as clearly linked and what level of proof they want you to keep.

Future structure

Ask at what income levels or situations they would suggest changing how you are set up so you can plan ahead.

You do not need perfect wording. Even simple questions are useful if they are honest and specific to your situation.

How Prosper can help with the admin side

Prosper focuses on running and growing your account day to day, but we also care about whether the income side can be tracked cleanly for your team outside the platform.

We can share clear views of your monthly earnings from the work we do together.
We keep an eye on the mix of income over time, such as subs versus DMs, which your accountant may find helpful.
We can work with whatever level of record keeping you and your accountant decide on, as long as the expectations are clear.

You still need your own independent accountant. Our role is to make their life easier by running a page that is consistent and trackable rather than chaotic.

Before and after your first proper meeting

To get the most out of the process, there are a few simple steps you can follow around the meeting.

Beforehand, gather the income history, expense list and context notes described above and send them across if they ask for them ahead of time.
During the meeting, take notes or ask if you can record key points so you do not rely on memory later.
After the meeting, set up any simple systems they suggest while the advice is still fresh, such as a folder structure for receipts or a basic tracking sheet.

The aim is to make this a normal part of how you run your creator business rather than a once a year scramble.